How to Start Making Money Online ( With No Money)

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Today, we are going to talk about “how to start making money online“. There are many other blog posts out there that talk about ways to make money online, however today, we going to be more specific about it – How to actually start making money online?

When you do a simple Google search, you will find numerous sites that talk about how to make money online which tells me that many of us are seriously looking to earn a living online, however, chances are, you are not sure how to get started. We will address that here today.


What you will learn from this post?

The core principle of why I created IncomeURL is to basically make people like you learn how to generate income and build a business online. To be true to that, I make it a goal to layout firsthand on every post the things you will learn.

For this post, you will learn 6 ways to start making money online. Now, without further ado, let’s start and learn together on how to generate income.

Why do you want to make money online?

Answering this question yourself will really help you have clear goals and focus. Are you looking to replace or supplement your income? Do you want to earn extra money?

Your answer to these questions will surely be directly proportional to your level of commitment.

There are going to be different answers surely for all of us, however, whatever your reason will be, I am sure that all will end up in addressing a financial concern.


Think of skills you can use to make money online.

Just as we were asked for skills when we apply for a job in a company. To make money online, we need some skills as well.

Are you good at video editing? Copywriting? Organizing? Thinking about these as well will allow absolute focus on your part.

Do you think you don’t have the skills? Don’t worry, we all have one, you’ll just have to figure it out.

Whatever your reason could be, if you follow these steps below, you’ll surely be starting to make money online as soon as you act on it.


6 Ways to Start Making Money Online (With no money)

1. Get an online job.

If you want to start making money online without paying for anything, then applying for a job online is the best way to do that.

Personally, I made my first money online in 2009 from working an online job as an Internet Marketing Consultant.

What if you are currently working? One of the best reasons for working an online job to make money online is that it is completely virtual, therefore, you can set your own schedules. Whether you are working or not, an online job is a great side-hustle to boot.

What are the examples of online jobs? There are many online jobs available, however, it is based on your skill-set.

What are some of the legit sites I can get an online job? There are many sites you apply, I will list below some of the best sites to start getting an online job.


2. Do some profitable side-hustle

If you have an existing full-time job and want to make money online, doing a side-hustle job online can also be profitable.

When I was just starting, I work as a consultant and at the same time do some side-hustle by doing affiliate marketing – that is selling other people’s products online.

What some of the most profitable side-hustle ideas? There are many side hustle ideas that you can profit, however, we’re talking about how to make money online without money, so I will list ideas that require no money upfront.

3. Freelance your High-income skill

By definition, high-income skill is basically a skill through which you can make a lot of money online ( All while not paying for anything)

What are some examples of high-income skills? I have listed them below to give you an idea and its basic function.


Copywriting: Marketing a product or business in the form of writing. This is good for those who are extremely talented at selling anything.

Sites to offer your copywriting skills. These are the best sites to offer your copywriting skills today.


Consulting: Teaching a skill to others and help them improve. This is good for those who are experts in a specific field.

Where to offer your consulting services? Here are some of the best sites for giving expert advice.

  • Just Answer: They offer advice from verified experts.
  • Maven: Connects you to those who need your expertise the most.
  • Clarity: Experts are paid for how much they able to help.


Course-building: Teaching a skill to others.

What is the best platform to sell your course? Below are some of the best sites you can choose.

  • Teachable: The platform is clean and easy to use.
  • Udemy: Offers a lot of flexibility for course builder.
  • Kajabi: One of the most trusted platforms.
  • Skillshare: Simply processes and format.
  • Podia: an affordable and intuitive platform for online courses.


4. Take Online Surveys that pay you money. 

If you choose this way to make money online, you needed to be very careful because there are many illegitimate sites out there.

What are survey sites that pay actual money? I have listed three of the most trusted survey site on the internet today. Rest assured that if you use them, you’ll be making money with them.

Survey Junkie: They pay instant cash on your PayPal account. It’s one of the most trusted platforms to work from home taking surveys.

InboxDollars: They will pay if you sign up with them the things you are already doing. Things like watching TV, shopping online, and sharing your feedback and opinion.

Pinecone Research: If you love sharing your ideas on how to make a certain product more valuable in the market. This platform is for you.

There are still many other survey sites out there, however, they all pretty much offer the same thing. Starting from these three is actually already enough.


5. Invest in Peer-to-Peer Lending 

You may think that it is dangerous to invest your money online. As we are accustomed to investing in offline business. However, things had changed so much nowadays,  and so is investing.

There are many forms of investing. For this post, we will focus on Peer to peer lending. 

What is Peer-to-Peer Lending? It is to allow people to borrow your money in return for a profit. Compared to banks,  it is way more profitable.

What are the sites to do peer-to-peer lending? Below are some sites through which you can invest to make money online. Note that, you are not paying any money on this. Investment means, making your money work for you.

Prosper: Only takes $25 to get started. The first peer-to-peer lending company started online in 2005.

Peerform: Investors can choose types of risk they are willing to take.

FundingCirle: If you have a big amount to invest and want to help businesses.

FundRise: If it is your dream to invest in Real Estate. This platform is for you.

Lending Club: You just need $1,000 to get started and automate all the processes to start making returns.


6. Invest further in a highly scalable business

In the past, when I was just starting out,  I was extremely comfortable having only one source of income, however, after a while, after the business failed, and I went downhill with nothing, this happens since I rely on one income source. I realize it is wrong to depend on one source of income.

Therefore, to invest further is a good idea to protect yourself from any financial harm.

What is a highly scalable business? To put it simply, it is a business that you can grow profits as time passes by.

The best example of a highly-scalable business online is “Starting a blog“. With a blog, you can grow it to a solid and long-term business that will work for you 24/7.

If you want to know how to start a highly-scalable business by starting a blog. I will share them here soon.

What to do next? 

We’ve covered 6 ways to start making money online. It’s a lot and the best way to do next now at this moment is to get started.

Just started, then you’re good to go.


Now, let’s summarize what we have discussed on how to start making money online without paying for anything.

how to start making money pinterest

1. Get an online job
2. Do some profitable side-hustle
3. Freelance your high-income skill
4. Take Online Surveys that pay you money
5. Invest in Peer-to-peer lending
6. Invest further in a highly-scalable business.

I hope this helps you. Thank you!



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